App Store Edition · Simple Bookkeeping & P&L · US · CA · AU · NZ · UK
Simple profit & loss bookkeeping for everyone who invoices—with no bank link and no subscription.
You should not need an accounting degree, a double-entry chart of accounts or a mandatory Plaid/Open Banking connection just to know your gross revenue, deductible expenses and net take-home profit. Built on a deterministic Rust ledger with BLAKE3 cryptographic verification, Keel gives freelancers, consultants, solo service businesses and tradespeople clean Profit & Loss bookkeeping on iPhone. Free to download on the App Store.
How much to set aside from every payment. Runs in your browser: nothing you type is uploaded.
Recommended set-aside
0%of every payment
✓ Instant Preview · 5 Free Cloud Saves
Self-employment tax (Schedule SE)
$0
Federal income tax on profit
$0
Additional Medicare tax
$0
State income tax
$0
Total estimated tax (2026)
$0
Each quarterly payment (1040-ES)
$0
Quarterly due dates: April 15, 2026, June 15, 2026, September 15, 2026, January 15, 2027.
At this income the qualified business income deduction can be limited, so this estimate leaves it out. That makes it a little high, which is the safe side for money you set aside.
Step 2 · Save Worksheet to iCloud (5 Free Saves)
Sync your 2026 dollar breakdown & export PDF worksheet
Sign in with your Apple ID in 1 tap to save your Schedule SE, federal, and quarterly figures in the Keel iCloud Workspace or print your PDF record.
Sign in with your Apple ID (iCloud) to unlock the full breakdown and export PDF.
Federal estimate for 2026 using the standard deduction and the qualified business income deduction; it leaves out credits, itemized deductions and retirement contributions. A planning figure, not tax advice.
Official App Store Custom Product Page · Simple Bookkeeping and P and L
What you see on the App Store.
Simple P&L bookkeeping for everyone who invoices: track gross revenue, expenses, receipt OCR, mileage & 5-folder Tax Packs on iPhone with no bank link ($0/mo).
Simple Self-Employed Bookkeeping, Profit & Loss & BLAKE3-Sealed Ledger
What came in. What went out. What you kept. With proof attached.
Traditional accounting software forces solo operators into complex journal entries, broken bank feeds and recurring monthly subscriptions. Keel strips bookkeeping down to the essentials your business and your accountant actually need.
Live Gross, Expenses & Net Kept
See your real-time revenue, categorised expenses, mileage deductions and net profit margin at a glance.
No bank link required
Never hand over your bank password or fix duplicate credit-card feed imports again.
5-Folder CPA / Accountant Pack
Export regional tax worksheets (Schedule C, T2125, TP-80-V, Simpler BAS, IR3, SA103), P&L CSVs, Income Proof PDF and Receipt Vault ZIP.
Who this edition is built for
Freelancers (designers, developers, photographers, videographers, creators, architects) and solo consultants who want clean P&L and tax-deduction tracking without QuickBooks or Xero.
Solo service businesses (coaches, personal trainers, realtors, event planners, boutique agencies) replacing messy Excel/Numbers spreadsheets.
Independent contractors, sole proprietors and 1099/sole-trader pros who want bank-free, local-first bookkeeping and a 5-folder year-end accountant pack.
The frustrations this edition solves.
Built for solo operators, first-time business owners and 1–5 person crews.
Double-entry accounting overkillOpening QuickBooks, Xero or Wave and getting lost in chart-of-accounts jargon, reconciliation errors and uncleared transactions.
Broken bank-feed syncsRe-authenticating bank connections every few weeks and untangling personal vs business charges.
Spreadsheet formula mistakesMaintaining fragile Excel or Google Sheets tabs that cannot attach receipt photos or generate client PDF invoices.
Endless monthly bookkeeping subscriptionsPaying $25–$70/month forever just to keep a simple list of income and deductible business expenses.
Included in Keel on the App Store.
Free to download on the App Store.
Invoices
Invoice the customer
Clean PDF invoices with taxes, discounts and payment terms, sent by email, Messages or WhatsApp. Add a payment QR code; line items you have used before are suggested, priced from your own history.
Expenses
Track expenses
Every expense recorded with its category and its receipt, under the job it belongs to — so you can see what each job cost.
Receipts
Keep receipts
Photograph a receipt while it is still in your hand and file it against the customer or the job.
Mileage
Track business mileage
Record business trips as you go, and keep the mileage log with the rest of your records.
Payments
Track payments
Every invoice is kept with its job and client, and each payment is recorded against it, so you can see what has been paid.
5-Folder Pack5-Folder Pack
Hand your accountant the year
At filing time, Keel compiles your 5-Folder Statutory Pack — supporting worksheets, mileage logs, income proof, job profitability, and accountant CSVs — built from the books you already keep.
Free web calculators, templates & comparisons.
Try our browser tools with no login required, or compare how Keel stacks up.
Do I need to know accounting or debits and credits to use Keel?
Not at all. If you can send an invoice, snap a receipt and log a trip, Keel automatically organises your gross income, deductible expense categories and net profit.
What does my accountant or CPA receive at tax time?
Keel’s 5-folder All-in-One Pack exports your regional tax summary (Schedule C, T2125, TP-80-V, BAS, IR3 or SA103), itemised income and expense CSVs, mileage logbook, Income Proof PDF and indexed receipt images. 5-Folder Pack $49.99 per period, or Keel Lifetime $299.99 once.
Open the Simple Bookkeeping and P and L page on the App Store.
Free to download on the App Store. Free to download · No bank connection.
