trade 61 guides
Painter
A contractor who prepares and coats interior or exterior surfaces, pricing by wall area and coats rather than floor area.
Canonical guide →Semantic Mind Map · 120 Entities · 898 Guides
The self-employed business knowledge graph.
Every job moves through nine connected stages — from pricing the work and sending the quote to collecting payment, scanning receipts, logging mileage, and filing taxes. Click any stage or concept below to trace how rules, tools, and guides connect.
01 · Operational Spine (9 Stages)
Click a job stage to filter the graph
Select any stage in the 9-step business loop to inspect its core guides and connected domain concepts.
02 · Canonical Entity Nodes (DefinedTerm)
91 defined concepts & statutory rules
Every concept node carries an explicit definition, canonical guide URL, and symmetric cross-links across every article that mentions it.
trade 54 guides
Roofer
A contractor who installs and replaces roof coverings, pricing by the square with a pitch factor applied to the footprint.
Canonical guide → trade 119 guides
Electrician
A licensed trade that installs and repairs electrical systems, pricing by device count and circuits, with permits and inspection almost always required.
Canonical guide → trade 83 guides
Plumber
A licensed trade that installs and repairs water, waste and gas systems, pricing by fixture count or by linear feet of pipe.
Canonical guide → trade 14 guides
HVAC Contractor
A trade that installs and services heating and cooling systems, sizing equipment by a Manual J load calculation rather than by floor area.
Canonical guide → trade 14 guides
Drywall Contractor
A trade that hangs and finishes gypsum board, priced per square foot with the finish level (0 to 5) as the largest variable.
Canonical guide → trade 23 guides
Landscaper
A trade that maintains and installs outdoor spaces, pricing recurring work per visit and installation by area or volume.
Canonical guide → trade 53 guides
Handyman
A generalist trade billing by the hour or in half-day blocks, where travel between jobs is the main profitability risk.
Canonical guide → trade 7 guides
Pressure Washing Contractor
A trade that cleans exterior surfaces, using soft wash on siding and roofs where high pressure would cause damage.
Canonical guide → trade 10 guides
Flooring Contractor
A trade that installs floor coverings, where subfloor levelling is the most commonly omitted and most expensive surprise.
Canonical guide → trade 15 guides
Concrete Contractor
A trade that forms and pours concrete, pricing by cubic yard for volume and by square foot for surface finish.
Canonical guide → trade 11 guides
Fence Contractor
A trade pricing by linear foot plus gates, where the linear price conceals the post count that actually drives labour.
Canonical guide → trade 19 guides
Cleaning Business Owner
A service business pricing by area or by bedroom and bathroom count, with bathroom count the strongest predictor of time.
Canonical guide → trade 18 guides
Tile Contractor
A finish trade pricing ceramic, porcelain, and natural stone installation by square foot plus substrate prep, waterproofing membrane, and layout complexity.
Canonical guide → trade 12 guides
Auto Detailer
A mobile or shop service business pricing packages by vehicle size class and paint condition, with ceramic coating and paint correction billed as separate tiers.
Canonical guide → trade 12 guides
Appliance Repair Technician
A field service trade charging a diagnostic trip fee credited toward flat-rate repair book labour plus parts markup.
Canonical guide → trade 20 guides
Tree Service Contractor
A high-liability exterior trade pricing removals by trunk diameter (DBH), height, drop zone rigging complexity, and stump grinding.
Canonical guide → trade 12 guides
Pest Control Operator
A licensed route-based trade billing recurring quarterly maintenance contracts alongside one-time exclusion or clean-out treatments.
Canonical guide → trade 16 guides
Moving Company Operator
A crew-and-truck service trade pricing local moves by hourly crew size plus travel time, stair carries, and specialty heavy-item surcharges.
Canonical guide → trade 11 guides
Snow Removal Contractor
A seasonal exterior trade pricing residential driveways per push or seasonal contract and commercial lots by trigger depth plus de-icing salt per ton.
Canonical guide → trade 21 guides
Junk Removal Operator
A volume-based service trade pricing by fraction of a standard dump truck bed load plus transfer station tipping fees for heavy debris.
Canonical guide → trade 16 guides
Window Cleaner
A route trade pricing residential work per pane (inside and outside) plus screen and track detailing.
Canonical guide → trade 14 guides
Freelance Photographer
A creative service business pricing a creative or day fee separately from equipment rental, post-production editing, and usage licensing.
Canonical guide → trade 11 guides
Gutter Contractor
An exterior trade pricing seamless K-style or half-round runs by linear foot, downspout count, mitre corners, and story height.
Canonical guide → document 898 guides
Invoice
A document issued before payment that requests it, carrying a unique number, issue and due dates, itemised work and payment terms.
Canonical guide → document 635 guides
Receipt
A document issued after payment that confirms it, recording who was paid, when, how much, for what and by what method.
Canonical guide → document 776 guides
Estimate
A pre-work document setting out scoped line items and a price, usually with a validity period and conditional allowances for what cannot be seen.
Canonical guide → document 116 guides
Mileage Log
A contemporaneous record of business trips with date, destination, purpose and distance, required to substantiate a vehicle deduction.
Canonical guide → document 74 guides
Purchase Order
A buyer-issued reference that accounts payable systems match an invoice against; a missing PO number is a common automatic rejection.
Canonical guide → document 31 guides
Time and Materials (T&M) Contract
A billing structure that itemises labour hours and material charges separately on the invoice, which in most US states and Canadian provinces shifts retail sales tax onto the billed materials.
Canonical guide → document 7 guides
Lump-Sum Contract
A contract quoting one single price for the entire job without separating labour and materials; in most jurisdictions the contractor is treated as the consumer of materials and pays tax at the supply house.
Canonical guide → document 27 guides
Resale Certificate
A state tax document allowing a registered contractor or retailer to buy materials tax-free at wholesale when those items will be resold as separately stated tangible personal property.
Canonical guide → document 12 guides
Capital Improvement Certificate
Work that permanently adds value to real property or appreciably prolongs its life, which in states like New York and New Jersey exempts the customer from sales tax on installation labour.
Canonical guide → document 55 guides
Progress Billing
Invoicing a multi-week job in scheduled percentage draws (such as deposit, rough-in, and substantial completion) rather than waiting until final walkthrough.
Canonical guide → document 60 guides
Retainage
A percentage of each progress invoice (typically 5% to 10%) withheld by a general contractor or owner until final punch-list completion and lien release.
Canonical guide → document 46 guides
Mechanics Lien
A statutory security claim against real property securing unpaid labour or materials furnished by a contractor, subcontractor, or supplier.
Canonical guide → document 39 guides
Itemized Invoice
An invoice breaking out individual labour tasks, materials, quantities, unit prices, and tax rules rather than presenting a single flat total.
Canonical guide → document 9 guides
Proforma Invoice
A preliminary bill of sale sent ahead of work or delivery to commit pricing for customs, deposits, or buyer purchase-order approval before a final tax invoice is issued.
Canonical guide → document 4 guides
Recipient Created Tax Invoice (RCTI)
An Australian GST tax invoice issued by the buyer (typically a principal contractor or agency) rather than the sole trader, under a written RCTI agreement.
Canonical guide → document 38 guides
IRS Form W-9
The IRS Request for Taxpayer Identification Number and Certification that a US independent contractor gives a business client before payment so the client can prepare Form 1099-NEC.
Canonical guide → document 33 guides
IRS Form 1099-NEC
The IRS information return reporting $600 or more in nonemployee compensation paid by a business to an independent contractor during the tax year.
Canonical guide → software 898 guides
Keel
An iOS app for invoices, receipts and mileage with no bank connection.
Canonical guide → software 28 guides
Plaid
A financial data aggregator that sits between apps and banks, verifying accounts and, in many setups, retaining ongoing read access to transactions.
Canonical guide → software 12 guides
QuickBooks Solopreneur
Intuit’s cloud, bank-connected bookkeeping product for one-person businesses, which replaced QuickBooks Self-Employed.
Canonical guide → software 7 guides
Jobber
Cloud field-service management software built for multi-truck dispatch teams, scheduling, and client portals.
Canonical guide → software 10 guides
Everlance
A subscription mileage and expense tracker for gig and 1099 workers using background GPS and bank feeds.
Canonical guide → software 4 guides
ServiceM8
Cloud field-service and job-dispatch software for multi-technician trade businesses in Australia, New Zealand, and the UK, priced by monthly job volume.
Canonical guide → software 6 guides
Tradify
Cloud job-management, quoting, scheduling, and timesheet software for 1-to-5-person trade crews, billed per user per month.
Canonical guide → software 4 guides
FreeAgent
UK cloud accounting software with Open Banking feeds and direct HMRC Self Assessment and Making Tax Digital filing.
Canonical guide → software 2 guides
HoneyBook
A client-flow, interactive proposal, contract, and online payment platform for creative freelancers and independent service providers.
Canonical guide → taxConcept 267 guides
Schedule C
The IRS form on which a sole proprietor reports business profit or loss, whose Line 31 net profit feeds both Schedule 1 and Schedule SE.
Canonical guide → taxConcept 14 guides
Schedule SE
The IRS form that calculates the 15.3% self-employment tax on 92.35% of net Schedule C profit and generates the 50% above-the-line SE tax deduction.
Canonical guide → taxConcept 106 guides
Self-Employment Tax
A 15.3% US tax on 92.35% of net self-employment earnings, covering both the employee and employer halves of Social Security and Medicare.
Canonical guide → taxConcept 40 guides
Quarterly Estimated Tax
Advance US tax payments due in April, June, September and the following January when a filer expects to owe $1,000 or more for the year.
Canonical guide → taxConcept 51 guides
Standard Mileage Rate
A per-mile rate set annually by the IRS that substitutes for tracking actual vehicle costs, with depreciation already built into it.
Canonical guide → taxConcept 15 guides
Actual Vehicle Expense Method
A method of deducting business vehicle costs by multiplying total fuel, insurance, repairs, and depreciation by the business-use percentage from a mileage log.
Canonical guide → taxConcept 3 guides
IRS Commuting Rule
The tax rule that driving between home and a regular place of work is personal non-deductible commuting, unless the home qualifies as the principal place of business.
Canonical guide → taxConcept 116 guides
GST/HST (Canada)
Canadian federal and harmonised goods and services tax, which a self-employed person must register for once worldwide taxable revenue passes $30,000 CAD over four consecutive quarters.
Canonical guide → taxConcept 83 guides
Form T2125
The CRA schedule on which a Canadian sole proprietor reports business or professional income and expenses alongside the personal T1 return.
Canonical guide → taxConcept 12 guides
CRA T4A Slip
The Canadian information slip issued by a payer to report fees for services paid to a self-employed contractor in Box 048.
Canonical guide → taxConcept 6 guides
Saskatchewan PST (Contractors)
Saskatchewan’s 6% Provincial Sales Tax, which applies to both materials and real-property installation services under Information Bulletin PST-12.
Canonical guide → taxConcept 4 guides
Manitoba RST (Contractors)
Manitoba’s 7% Retail Sales Tax, where real-property contractors pay RST on materials as consumers while mechanical and electrical services follow specific taxable rules.
Canonical guide → taxConcept 35 guides
Ontario 13% HST
Ontario’s 13% Harmonized Sales Tax charged on both contractor labour and materials once the business exceeds the $30,000 CRA small supplier threshold.
Canonical guide → taxConcept 15 guides
Nova Scotia 14% HST
Nova Scotia’s 14% Harmonized Sales Tax (5% federal GST plus 9% provincial component, reduced from 15% on April 1, 2025) applied to taxable construction labour and materials.
Canonical guide → taxConcept 64 guides
Australian GST (10%)
Australia’s 10% broad-based Goods and Services Tax on most sales, mandatory for sole traders once GST turnover reaches $75,000 AUD ($0 for ride-sourcing/taxi).
Canonical guide → taxConcept 68 guides
Business Activity Statement (BAS)
The ATO form Australian GST-registered sole traders lodge quarterly or monthly to report total sales (G1), GST on sales (1A), GST credits on purchases (1B), and PAYG instalments.
Canonical guide → taxConcept 20 guides
ATO Cents per Kilometre Method
An Australian sole trader car expense method allowing a flat ATO rate per business kilometre up to 5,000 km per car per income year without fuel receipts.
Canonical guide → taxConcept 20 guides
ATO 12-Week Car Logbook Method
An Australian vehicle deduction method using a continuous 12-week odometer and trip log to establish the business-use percentage applied to actual running costs and decline in value.
Canonical guide → taxConcept 14 guides
PAYG Instalments
Regular prepayments toward an Australian sole trader’s expected annual income tax bill, reported and paid through the quarterly BAS or instalment notice.
Canonical guide → taxConcept 44 guides
New Zealand GST (15%)
New Zealand’s 15% Goods and Services Tax administered by Inland Revenue (IRD), compulsory once taxable supplies exceed $60,000 NZD in any 12-month period.
Canonical guide → taxConcept 5 guides
IRD Depreciation (DV & SL)
New Zealand Inland Revenue rules allowing sole traders to expense assets under the low-value threshold immediately and depreciate tools, vehicles, and equipment using Diminishing Value (DV) or Straight Line (SL) rates.
Canonical guide → taxConcept 6 guides
IRD Tiered Kilometre Rates
Inland Revenue’s two-tier per-kilometre reimbursement and deduction system: Tier 1 covers fixed and running costs for the first 14,000 km, and Tier 2 covers running costs beyond 14,000 km.
Canonical guide → taxConcept 27 guides
NZ Provisional Tax
Advance New Zealand income tax instalments required when a sole trader’s Residual Income Tax (RIT) exceeds $5,000 NZD.
Canonical guide → taxConcept 22 guides
ACC Earners’ & Work Levies
Mandatory New Zealand Accident Compensation Corporation levies billed to self-employed workers based on liable earnings and industry classification unit.
Canonical guide → taxConcept 37 guides
Self Assessment
The HMRC system through which a UK sole trader reports income, with a balancing payment and two payments on account rather than quarterly instalments.
Canonical guide → taxConcept 22 guides
UK Construction Industry Scheme (CIS)
HMRC’s tax deduction scheme where contractors withhold 20% (registered) or 30% (unregistered) from a subcontractor’s labour charges, excluding materials and VAT.
Canonical guide → taxConcept 12 guides
UK VAT Domestic Reverse Charge (DRC)
HMRC VAT Notice 735 rule requiring VAT-registered CIS subcontractors to omit VAT cash collection when billing a non-end-user VAT-registered main contractor.
Canonical guide → taxConcept 13 guides
Making Tax Digital for Income Tax (MTD for ITSA)
HMRC’s phased mandate requiring UK sole traders with qualifying gross turnover over £50,000 (from April 2026) and £30,000 (from April 2027) to keep digital records and submit quarterly updates.
Canonical guide → taxConcept 50 guides
IR3
The New Zealand individual income tax return on which self-employed income is reported to Inland Revenue.
Canonical guide → taxConcept 11 guides
Form 11
The Irish self-assessment return filed through ROS by a chargeable person, covering income tax with USC and PRSI.
Canonical guide → taxConcept 77 guides
ABN
The Australian Business Number a sole trader registers for free through the Australian Business Register before invoicing.
Canonical guide → taxConcept 6 guides
Qualified Business Income Deduction
A US deduction of up to 20% of qualified business income, capped at 20% of taxable income before the deduction.
Canonical guide → taxConcept 2 guides
Arizona Transaction Privilege Tax (TPT)
Arizona’s gross receipts tax on vendors, where MRRA (maintenance, repair, replacement, alteration) contractors pay tax on materials at purchase while prime contractors deduct 35% and remit TPT on 65% of gross receipts.
Canonical guide → taxConcept 4 guides
Washington B&O & Retail Sales Tax
Washington State’s gross receipts Business & Occupation tax combined with retail sales tax on full contract price (both labour and materials) for custom construction.
Canonical guide → taxConcept 31 guides
TPS/TVQ Québec (5% + 9.975%) & FPZ-500-V
Québec’s dual consumption tax system combining 5% federal GST (TPS) and 9.975% provincial QST (TVQ) for a 14.975% combined rate administered by Revenu Québec on Form FPZ-500-V once revenue exceeds $30,000 CAD.
Canonical guide → taxConcept 36 guides
Revenu Québec TP-80-V (Travailleur Autonome)
Revenu Québec’s business or professional income and expense schedule filed alongside the provincial TP-1 return by self-employed individuals (travailleurs autonomes) in Québec.
Canonical guide → taxConcept 6 guides
HMRC CIS Subcontractor Registration & Verification
HMRC Construction Industry Scheme registration and verification process that moves a UK subcontractor from the 30% unregistered deduction tier to the 20% standard registered rate (or 0% Gross Payment Status).
Canonical guide → taxConcept 9 guides
UK 20% / 30% CIS Deduction Calculator
Calculating UK Construction Industry Scheme tax withheld at source (20% registered or 30% unregistered) exclusively on net labour plus subcontractor travel, while keeping direct materials and VAT 100% exempt from CIS withholding.
Canonical guide → unit 5 guides
Square (roofing)
A roofing unit equal to 100 square feet of roof surface, measured after applying the pitch factor rather than on the building footprint.
Canonical guide → unit 19 guides
Pitch Factor
A multiplier converting a roof footprint to actual surface area, from about 1.054 at 4/12 to 1.414 at 12/12; omitting it under-measures the roof.
Canonical guide → unit 187 guides
Linear Foot
A length-based pricing unit used for trim, fencing, ductwork and gutters, where the price often conceals the post or fitting count driving labour.
Canonical guide → unit 24 guides
Drywall Finish Level
A drywall finish standard from Level 0 to Level 5, where Level 4 suits flat paint and Level 5 is required for gloss or critical lighting.
Canonical guide → unit 19 guides
Ton (cooling capacity)
An HVAC capacity unit equal to 12,000 BTU per hour, selected by a Manual J load calculation rather than by the home’s square footage.
Canonical guide → unit 52 guides
Cubic Yard
A volume unit for concrete and mulch: square feet times thickness in feet, divided by 27.
Canonical guide → unit 3 guides
Board Foot
A lumber volume unit equal to 144 cubic inches (1 inch thick by 12 inches wide by 12 inches long) used to price rough and finish hardwood.
Canonical guide → unit 0 guides
Fully Burdened Labour Rate
The true hourly cost of a worker or owner-operator after adding payroll taxes, workers’ compensation insurance, unbillable travel, callbacks, and overhead to the base wage.
Canonical guide → unit 153 guides
Markup vs. Gross Margin
Markup is profit divided by cost while gross margin is profit divided by selling price; a 50% markup equals a 33.3% gross margin, and confusing the two underprices jobs.
Canonical guide → jurisdiction 442 guides
United States
US federal tax administration, through the Internal Revenue Service.
Canonical guide → jurisdiction 71 guides
United Kingdom
UK tax administration, through HM Revenue and Customs.
Canonical guide → jurisdiction 127 guides
Canada
Canadian tax administration, through the Canada Revenue Agency.
Canonical guide → jurisdiction 1 guide
Ireland
Irish tax administration, through Revenue.
Canonical guide → jurisdiction 97 guides
Australia
Australian tax administration, through the Australian Taxation Office.
Canonical guide → jurisdiction 61 guides
New Zealand
New Zealand tax administration, through Inland Revenue.
Canonical guide → jurisdiction 59 guides
California (CDTFA & CSLB)
California contractor regulation under the Contractors State License Board (CSLB) and sales tax rules administered by the CDTFA (Regulation 1521).
Canonical guide → jurisdiction 4 guides
Texas Comptroller
Texas state sales tax administration under Rule 3.291 (residential vs. commercial remodelling and new construction).
Canonical guide → jurisdiction 12 guides
Ontario (CRA & Skilled Trades Ontario)
Ontario provincial trade licensing under Skilled Trades Ontario / ESA / TSSA and 13% HST administration.
Canonical guide → jurisdiction 10 guides
Régie du bâtiment du Québec (RBQ)
Québec’s provincial construction regulator issuing Entrepreneur général and Entrepreneur spécialisé licences, mandatory licence surety bonds (cautionnement), and qualification exams.
Canonical guide → jurisdiction 4 guides
Service Alberta Prepaid Contracting Licence
Service Alberta licensing and $25,000 surety bond requirement for residential contractors who solicit or accept deposits off-premises before project completion under the Consumer Protection Act.
Canonical guide → jurisdiction 3 guides
NZ Licensed Building Practitioner (LBP) & $30,000 Rule
New Zealand MBIE licensing scheme under the Building Act 2004 requiring an LBP to carry out or supervise Restricted Building Work (RBW) and requiring a written contract and disclosure checklist for residential jobs of $30,000 NZD or more (including GST).
Canonical guide → jurisdiction 7 guides
QBCC Queensland ($3,300 Licence Rule)
Queensland’s state building regulator requiring a QBCC contractor licence and written contract for building work valued over $3,300 AUD (including materials, labour, and GST).
Canonical guide → jurisdiction 4 guides
Building Commission NSW ($5,000 & $20,000 HBCF Rules)
New South Wales residential building regulator under the Home Building Act 1989 requiring a contractor licence over $5,000 AUD (incl. GST) and HBCF warranty insurance over $20,000 AUD.
Canonical guide → jurisdiction 1 guide
Virginia DPOR (Class A/B/C)
Virginia Board for Contractors (DPOR) licensing tiers: Class C ($1,000–$30,000), Class B ($30,000–$150,000), and Class A ($150,000+).
Canonical guide → jurisdiction 2 guides
Massachusetts OCABR (HIC & CSL)
Massachusetts dual contractor regulation combining Home Improvement Contractor (HIC) registration over $500 with the BBRS Construction Supervisor License (CSL).
Canonical guide → jurisdiction 2 guides
NYC DCWP (Home Improvement)
New York City Department of Consumer and Worker Protection (DCWP) licensing for residential work over $200 and 8.875% combined NYC/MCTD sales tax.
Canonical guide → currency 216 guides
US Dollar
The official currency of the United States used for IRS tax reporting and US contractor invoicing.
Canonical guide → currency 37 guides
Pound Sterling
The official currency of the United Kingdom used for HMRC Self Assessment reporting.
Canonical guide → currency 11 guides
Euro
The official currency of Ireland and the Eurozone used for Irish Revenue Form 11 reporting.
Canonical guide → currency 59 guides
Canadian Dollar
The official currency of Canada used for CRA T2125 and GST/HST reporting.
Canonical guide → currency 52 guides
Australian Dollar
The official currency of Australia used for ATO BAS and sole trader reporting.
Canonical guide → currency 36 guides
New Zealand Dollar
The official currency of New Zealand used for Inland Revenue IR3 and GST returns.
Canonical guide →03 · Sequential Job Stages
Guides mapped by operational stage
Follow the natural order of a job from pricing and quoting through invoicing, expenses, mileage, and year-end taxes.
Stage 01 → Stage 02 (The estimate)
Pricing the job: What should I charge?
Building a number from your own costs, not a guess.
- Appliance Repair Pricing Guide: Diagnostic, Parts, Labor United States
- Arborist Day Rate Calculator: How to Price Climbing, Crew Hours, and Tree Removal United States
- Auto Detailing Pricing Guide: Size Class Times Package United States
- House Cleaning Pricing Guide (2026): Price by Baths, Not Square Feet United States
- Concrete Pricing Guide: Cubic Yards In, Square Feet Out United States
- Drywall Estimate Per Square Foot: Build Your Own Price United States
- Drywall Pricing Guide: Board Area, Joints, Finish Level United States
- Electrical Pricing Guide 2026: Devices, Circuits and Service Amps United States
Stage 02 → Stage 03 (The invoice)
The estimate: How do I quote it?
Putting the number in front of the customer.
- Appliance repair Change Order Guide: Pricing & Billing Mid-Job Extras (2026) United States
- Appliance Repair Estimate Template: Diagnosis, Parts, Labor United States
- Appliance repair Material Costs Went Up Mid-Job: Pricing & Escalation Guide (2026) United States
- How to Write a Quote for a Job in Australia (Step by Step) Australia
- Free Quote Template Australia: Sole Trader Quote & Estimate Maker (GST) Australia
- Quote and Invoice Software for Tradies: What to Look For Australia
- Australia Tradie Quote for Roofing and Guttering 2026: Colorbond, Fall & Deposit Caps Australia
- Auto detailing Change Order Guide: Pricing & Billing Mid-Job Extras (2026) United States
Stage 03 → Stage 04 (Getting paid)
The invoice: How do I bill for it?
Turning agreed work into a document that gets paid.
- Alberta Contractor License Requirements: Builder Licence, Prepaid Bond & Permits (2026) Canada
- Appliance Repair Invoice Example: Every Line Explained United States
- Appliance Repair Invoice Template: Parts, Labor, Warranty United States
- Architect & Interior Designer Invoice Template (2026) United States
- ATO Tax Invoice Requirements 2026: A$82.50 & A$1,000 Rules for Sole Traders Australia
- How to Cancel an ABN, Reactivate It or Update Your ABN Details Australia
- Freelance Invoice & Tax Deductions Australia: Designer, Developer, Photographer & Video Producer ATO Guide (2026–2027) Australia
- Freelancer Invoice Australia: ABN, 10% GST, WFH & ATO Tax Deductions Guide for Freelancers, Consultants & Tradies (2026–27) Australia
Stage 04 → Stage 05 (Receipts)
Getting paid: How do I actually get paid?
Terms, chasing, and what to do when it is late.
- Appliance Repair Customer Won't Pay? Hold the Unit or Send a Demand United States
- Can a Appliance repair technician Charge a Deposit? Appliance repair Upfront Billing Rules (2026) United States
- Appliance Repair Estimate Came In Too Low: What to Do Next United States
- Appliance repair Partial Payment & Milestone Billing Guide for Appliance repair technicians (2026) United States
- Auto Detailing Customer Won't Pay? Keep the Keys, Then Fight the Chargeback United States
- Can a Auto detailer Charge a Deposit? Auto detailing Upfront Billing Rules (2026) United States
- Auto Detailing Estimate Came In Too Low? What to Do United States
- Auto detailing Partial Payment & Milestone Billing Guide for Auto detailers (2026) United States
Stage 05 → Stage 06 (Expenses)
Receipts: What do I keep?
Proof of what you spent, in a form that survives.
- Tax Deductions for Sole Traders in Australia: What Can I Claim? Australia
- Small Business Tax Deductions in Canada: Self-Employed Expenses Canada
- Contractor Receipt Organizer: A System That Survives the Truck United States
Stage 06 → Stage 07 (Mileage)
Expenses: What can I deduct?
Turning spend into a legitimate deduction.
- Appliance Repair Business Expenses: Parts, Cores, and 13 Unclaimed Costs United States
- Work From Home Deductions for Sole Traders in Australia (2025–26) Australia
- Auto Detailing Business Expenses: Chemicals, Pads, and 14 Missed Write-Offs United States
- Business Use of Home Expenses: CRA Rules for the Self-Employed Canada
- CRA CCA Classes for Sole Proprietors: Tools, Vehicles, Laptops, and T2125 Rules Canada
- House Cleaning Business Expenses: What You Can Deduct (Laundry Counts) United States
- Concrete Business Expenses: Ready-Mix Ticket, Forms, and 10 Missed Costs United States
- Drywall Business Expenses: What Comes Off, and 9 Write-Offs Finishers Miss United States
Stage 07 → Stage 08 (Tax)
Mileage: How do I claim my driving?
The log, the rate, and what counts as business travel.
- 1099 Mileage Reimbursement: How to Bill Clients & Deduct Miles (2026–2027) United States
- ATO Logbook Requirements: The 12-Week Car Logbook Explained Australia
- ATO Cents Per Kilometre Rate 2025-26 (88c) & 2026-27 (91c): Car Expenses Guide Australia
- Dext, Hubdoc & Driversnote Alternative Australia (2026–27): ATO $82.50 Docket & 12-Week Logbook Guide Australia
- ATO Ute Logbook Rules 2026–27: 1-Tonne Dual-Cab Utes, Car Log Book Apps & Km Trackers Australia
- CRA Mileage Rate 2026 (73¢/km) & Self-Employed Motor Vehicle Expenses Canada
- Driversnote Alternative (2026–27): Free Mileage Logbook App for ATO, IRD, HMRC, CRA & IRS Australia
- Forgot to Log Mileage for Taxes? How to Reconstruct a Defensible IRS Log United States
Stage 08 → Stage 09 (Year end)
Tax: What do I owe, and when?
The calculation, the deadlines, the return.
- 1099 Workers Proof of Income: How to Verify Earnings for Mortgages, Apartments, and Auto Loans United States
- 1099 Taxes (2026): How Much You Owe, What to File and When to Pay United States
- Alberta Contractor Insurance Requirements: WCB, Warranty, Security Canada
- Alberta Sales Tax for Contractors: No PST or HST, Only 5% GST Canada
- Australia ATO 5-Year Record Keeping Rules for Sole Traders (2026–2027) Australia
- ATO GST Cash vs Accrual (Non-Cash) Basis & Simpler BAS Guide for Sole Traders (2026–27) Australia
- ATO myDeductions for Sole Traders: Docket Book & Receipt App Guide (2026–2027) Australia
- PSI Rules ATO (2026–27): Personal Services Income & Results Test Guide for Sole Traders Australia
Stage 09 · Annual Close
Year end: How do I hand it to my accountant?
Pulling the year together for your accountant.
Explore all 1 year end guides →Put the whole job flow in your pocket.
Keel keeps your quotes, jobs, PDF invoices, receipts, and mileage connected in one calm iPhone app — with no bank login.