Compare · Business apps
Keel vs Sumly
Short answer: Sumly is a cloud self-employment tax and expense tracker built around automated bank and card feeds. Keel is an on-device iOS app and private iCloud workspace for estimates, invoices, receipt scanning, mileage and Schedule C / T2125 / SA103 / BAS worksheets with no bank connection. Free to download on the App Store (daily tracking included; optional 5-Folder Pack $49.99 per period, or Keel Lifetime $299.99 paid once — no monthly subscription).
Side by side
How they compare
Last checked: 2026-10-22
| Feature | Sumly | Keel |
|---|---|---|
| Who it is for | Freelancers and 1099 workers looking for automated cloud expense tracking and quarterly tax estimates. Source · checked 2026-10-22 | Contractors, trades, freelancers and solo operators who quote, invoice, scan receipts, log mileage and export tax worksheets. |
| Bank connection | Links bank and card accounts to import transactions automatically. Source · checked 2026-10-22 | No bank connection. |
| Field estimates, jobs & client invoices | Not compared here. | Unlimited estimates, work orders, PDF invoices, client signatures and job costing included. |
| Receipts, mileage & tax packs | Cloud expense categorisation and estimated tax tracking. Source · checked 2026-10-22 | On-device receipt OCR, IRS/CRA/ATO/HMRC mileage logbook and accountant-ready tax packs. |
| Keel pricing model (v5.3.2) | See Sumly official pricing | Free to download on the App Store (daily tracking included; optional 5-Folder Pack $49.99 per period, or Keel Lifetime $299.99 paid once — no monthly subscription). |
Last checked: 2026-10-22. Rival details come from the rival’s App Store listing and help pages linked in each cell; they can change. Keel details are from the Keel app.
Choose Sumly if…
- You want your bank and credit card transactions imported automatically via cloud bank feeds.
- You only need a web/cloud expense and tax tracker without field quoting or job management.
Choose Keel if…
- You don’t want to link your bank account or share 24 months of transaction history with an aggregator.
- You want unlimited estimates and invoices, on-device receipt scanning, mileage and tax worksheets in one iPhone app.
Free tools and guides
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Frequently asked questions
Is Keel a Sumly alternative without linking a bank account?
Yes. Keel requires no bank connection and keeps your estimates, invoices, receipts, mileage and Schedule C records on your iPhone and private iCloud. Free to download on the App Store (daily tracking included; optional 5-Folder Pack $49.99 per period, or Keel Lifetime $299.99 paid once — no monthly subscription).
Does Keel include invoicing and mileage alongside tax tracking?
Yes. Unlike standalone tax trackers, Keel includes unlimited client estimates and invoices, job costing, receipt scanning and a mileage logbook in one app. Free to download on the App Store (daily tracking included; optional 5-Folder Pack $49.99 per period, or Keel Lifetime $299.99 paid once — no monthly subscription).
Sources
- Sumly · Official site · checked 2026-10-22
Sumly is a trademark of its owner; no affiliation. Names are used only to identify the products compared.
Keel editorial team
Ilura Technology OÜWritten and checked against the official sources listed on the page. Editorial standards