Compare · Business apps
Keel vs Collective
Short answer: Collective is a full-service S-Corp formation, payroll, bookkeeping and tax filing membership for businesses-of-one. Keel is an on-device iOS app and iCloud workspace for daily quotes, invoices, receipts, mileage and tax worksheets with no bank connection. Free to download on the App Store (daily tracking included; optional 5-Folder Pack $49.99 per period, or Keel Lifetime $299.99 paid once — no monthly subscription).
Side by side
How they compare
Last checked: 2026-10-22
| Feature | Collective | Keel |
|---|---|---|
| Who it is for | Solo businesses forming or running an LLC / S-Corp with managed payroll, bookkeeping and tax filing. Source · checked 2026-10-22 | Sole proprietors, 1099 contractors, trades and freelancers running jobs, invoices, receipts and mileage on iPhone. |
| Bank connection | Connects business bank and credit card accounts for monthly bookkeeping reconciliation. Source · checked 2026-10-22 | No bank connection. |
| Field quoting & invoicing | Not compared here. | On-site estimates, client signatures, PDF invoices, receipt OCR and mileage logbook. |
| Keel pricing model (v5.3.2) | See Collective official pricing | Free to download on the App Store (daily tracking included; optional 5-Folder Pack $49.99 per period, or Keel Lifetime $299.99 paid once — no monthly subscription). |
Last checked: 2026-10-22. Rival details come from the rival’s App Store listing and help pages linked in each cell; they can change. Keel details are from the Keel app.
Choose Collective if…
- You want a managed service to form an S-Corp, run S-Corp payroll and handle monthly bookkeeping.
- You are ready to link business bank accounts to a dedicated bookkeeping team.
Choose Keel if…
- You don’t want a bank connection or a monthly S-Corp membership.
- You want a fast iPhone app to send quotes and invoices, scan receipts and track Schedule C mileage yourself.
Free tools and guides
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Frequently asked questions
How is Keel different from Collective?
Collective is a managed S-Corp formation, payroll and bookkeeping service. Keel is a self-directed iOS app for quotes, invoices, receipts, mileage and tax records with no bank connection. Free to download on the App Store (daily tracking included; optional 5-Folder Pack $49.99 per period, or Keel Lifetime $299.99 paid once — no monthly subscription).
Sources
- Collective · How it works · checked 2026-10-22
Collective is a trademark of its owner; no affiliation. Names are used only to identify the products compared.
Keel editorial team
Ilura Technology OÜWritten and checked against the official sources listed on the page. Editorial standards