Keel Guides
FreshBooks vs Keel: flat price, no client cap
A head-to-head on pricing mechanics: FreshBooks caps billable clients and meters your growth, while Keel charges one flat price and never locks your books.
Read →How much should I set aside for taxes?
A practical rule for freelancers: set aside 25–30% of every payment for tax, then refine it to your real rate. Why, and how to do it automatically.
Read →How to get paid faster as a freelancer
Freelancers wait too long to get paid. Bill immediately, name a due date, put payment one tap away, and use deposits to close the gap.
Read →How to invoice a client (freelancer's guide)
What every freelance invoice needs to get paid: the fields, a clean structure, when to send it, and how to make paying you effortless.
Read →How to scan and organize receipts for taxes
Turn the shoebox into audit-proof records: how to capture, label, and keep receipts so every Schedule C deduction survives an IRS review.
Read →How to track business mileage for taxes (2026 rate)
Keep a contemporaneous mileage log the IRS accepts, and choose standard rate vs. actual expenses — anchored to the 72.5-cent 2026 rate.
Read →Is this money actually mine? What freelancers can safely spend
The account balance looks like success, but taxes, bills, and buffer own part of it. Here is how to find the one number that is actually yours.
Read →The best private bookkeeping app that needs no account
What a truly private, on-device bookkeeping app is: no account, no cloud, no vendor holding your books. Why architecture beats a privacy policy.
Read →Quarterly estimated taxes for freelancers
Who has to pay quarterly estimated taxes, the 2026 due dates, how much to send, and the safe-harbor rule that avoids an IRS penalty.
Read →QuickBooks Self-Employed is gone: what to use instead
QuickBooks Self-Employed was discontinued. How to export your data before you lose access, and how to pick a tool that can't be sunset next time.
Read →Revenue vs profit: what freelancers actually keep
A $5,000 payment isn't $5,000 kept. Here's the difference between revenue, profit, and take-home — and why pricing off the wrong one quietly loses money.
Read →How to separate business and personal finances as a freelancer
Separate business and personal finances by first separating your books, then a bank account — cleaner taxes, safer deductions, and less sorting.
Read →How to track who owes you money as a freelancer
How to keep a running tally of unpaid invoices so nothing slips, and turn the awkward payment chase into a calm, evidence-backed follow-up.
Read →The tool behind the guides
Keel — run your money on your own phone.
Invoice in a minute, read receipts on device, and see one honest number for what's actually yours after tax. Free to start, no account.
On-device · No account · Data Not Collected